RuMoneyback – module for calculating Money-back based on card transactions
Module Benefits:
About project
- Works with any authorization request database (including third-party ones)
- Possibility for the client to choose the program independently via RBS
- Individual program possible for a card or product; building conditions based on the main authorization fields
- Separation of Money-back calculation, display in the Bank’s balance and payouts to customers
- Flexible tax calculation
- SMS notification of Money-back crediting to card
- Sending detailed Money-back statements to customer emails
- Sharing the Bank’s Money-back payout costs with the partner organization
Software configuration:
Configuration is done using regular expressions two levels of software configuration
General settings
Binding to product/BIN card code/card mask
Transaction types (payment/reversal/refund/etc.)
Payout limits settings by currency
Minimum transaction amount settings
Transaction conditions settings
Separate % money-back for set of conditions and currency
MCC code
Merchant code (for partners)
Terminal code (for partners)
Country (Belarus/non-Belarus transactions)
ERIP service code
Analysis of point_code value (e-com transactions, contactless payment transactions, transactions passed by token)
Calculating Money-back based on configured programs
Selection of data from the authorization request DB
Calculation of Money-back
Calculation of income tax
Display on balance sheet accounts
Crediting to customer accounts
Working with the client:
Possibility for the client to choose the program independently via RBS
SMS notification of Money-back crediting to card / tax debit
Sending detailed Money-back statements to customer emails
Sharing costs with partner organizations:
Maintaining a directory of partners
Calculating the amount (% of amount paid out) for cost sharing
Generating acts or claims for submission
Automatic sending of acts
Displaying payment claims in Legal Entities RBS
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