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Project for Paritetbank – Functional development and support of remote banking service systems

The remote banking products developed for Paritetbank have been operating successfully since 2019, providing all necessary services for full-fledged servicing of legal entities and entrepreneurs. The functionality of remote banking is continuously evolving, enhancing the system with new features based on client needs

Functional Capabilities of the System:

Flexible Access Settings: Users can independently configure access levels for managers, deputies, and accountants
Account and Payment Management: View and monitor accounts via the mobile app, create, authorize, and execute payments, as well as conclude foreign exchange transactions through the built-in trading platform
Payment Automation: Analysis of recurring payments (up to 5 per month), payment templates based on previously executed transactions, and payment signing using multi-factor authentication

Electronic Client Dossier:

  1. Charter / Foundation Agreement
  2. Certificate of Registration
  3. Documents Confirming Authorizations
  1. For Clients: Viewable in the remote banking system (RBS)

  2. For Bank Employees: Quick access for work-related tasks

Home Page:

 

Account Overview: Displays balances, account statuses, and any restrictions
New Document Creation: Ability to create documents directly from an account
Statement Generation
Document Import: Supports importing from external systems
Quick Organization Switching: Seamless transition between different entities

Trading Platform:

Real-Time Exchange Rate Tracking
FX and Conversion Transactions: Execute deals without visiting the bank
Simplified Deal Execution & Document Preparation
Best Deal Conditions: Automatic selection of optimal rates
Custom Quote Requests: Option to negotiate and receive personalized quotes

Settings:

User Rights & Management: Client-side user and role configuration
Document Workflow Roles: Assign roles for document handling
Approval (Authorization) Setup: Define signing rules before submitting to the bank
IP-Based Access Restrictions

Internet Banking Acquiring:

Acquiring Agreement Management
Terminal Control
Terminal Statements
Report Generation
Dedicated Request Handling

Payroll Services:

Employee Directory: Manual entry or bulk import for card account deposits
Directory Management: Add, edit, or remove employee records
Payroll Processing: Apply directories for fund transfers
Dedicated Request Handling

Contract Management:

Bank-Side Contract Creation
Bank-Side Approval & Signing: Supports multiple users and signatures
Client-Side Signer Assignment: Designate authorized signatories
Secure Contract Delivery: Signed contracts sent via Internet Banking
Client Approval: E-signature or multi-factor authentication (MFA)
Transparent Tracking: View all approvers/signers (bank and client sides)

Key Features:

Remote Identification: Via State SUK EPKS digital certificate
End-to-End Digital Process: From registration to contract signing
Secure E-Signature Documentation
Open API Support
Integration with Popular Accounting Software

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