Project for Paritetbank – Functional development and support of remote banking service systems
The remote banking products developed for Paritetbank have been operating successfully since 2019, providing all necessary services for full-fledged servicing of legal entities and entrepreneurs. The functionality of remote banking is continuously evolving, enhancing the system with new features based on client needs

Functional Capabilities of the System:
                                
                                Flexible Access Settings: Users can independently configure access levels for managers, deputies, and accountants
                            
                                                    
                                
                                Account and Payment Management: View and monitor accounts via the mobile app, create, authorize, and execute payments, as well as conclude foreign exchange transactions through the built-in trading platform
                            
                                                    
                                
                                Payment Automation: Analysis of recurring payments (up to 5 per month), payment templates based on previously executed transactions, and payment signing using multi-factor authentication
                            
                                            Electronic Client Dossier:
- Charter / Foundation Agreement
 - Certificate of Registration
 - Documents Confirming Authorizations
 
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For Clients: Viewable in the remote banking system (RBS)
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For Bank Employees: Quick access for work-related tasks
 
Home Page:
                                        
                        
                        Account Overview: Displays balances, account statuses, and any restrictions
                    
                                    
                        
                        New Document Creation: Ability to create documents directly from an account
                    
                                    
                        
                        Statement Generation
                    
                                    
                        
                        Document Import: Supports importing from external systems
                    
                                    
                        
                        Quick Organization Switching: Seamless transition between different entities
                    
                            Trading Platform:
                                        
                        
                        Real-Time Exchange Rate Tracking
                    
                                    
                        
                        FX and Conversion Transactions: Execute deals without visiting the bank
                    
                                    
                        
                        Simplified Deal Execution & Document Preparation
                    
                                    
                        
                        Best Deal Conditions: Automatic selection of optimal rates
                    
                                    
                        
                        Custom Quote Requests: Option to negotiate and receive personalized quotes
                    
                            Settings:
                                        
                        
                        User Rights & Management: Client-side user and role configuration
                    
                                    
                        
                        Document Workflow Roles: Assign roles for document handling
                    
                                    
                        
                        Approval (Authorization) Setup: Define signing rules before submitting to the bank
                    
                                    
                        
                        IP-Based Access Restrictions
                    
                            Internet Banking Acquiring:
                                        
                        
                        Acquiring Agreement Management
                    
                                    
                        
                        Terminal Control
                    
                                    
                        
                        Terminal Statements
                    
                                    
                        
                        Report Generation
                    
                                    
                        
                        Dedicated Request Handling
                    
                            Payroll Services:
                                        
                        
                        Employee Directory: Manual entry or bulk import for card account deposits
                    
                                    
                        
                        Directory Management: Add, edit, or remove employee records
                    
                                    
                        
                        Payroll Processing: Apply directories for fund transfers
                    
                                    
                        
                        Dedicated Request Handling
                    
                            Contract Management:
                        
                        Bank-Side Contract Creation
                    
                                    
                        
                        Bank-Side Approval & Signing: Supports multiple users and signatures
                    
                                    
                        
                        Client-Side Signer Assignment: Designate authorized signatories
                    
                                    
                        
                        Secure Contract Delivery: Signed contracts sent via Internet Banking
                    
                                    
                        
                        Client Approval: E-signature or multi-factor authentication (MFA)
                    
                                    
                        
                        Transparent Tracking: View all approvers/signers (bank and client sides)
                    
                            Key Features:
                        
                        Remote Identification: Via State SUK EPKS digital certificate
                    
                                    
                        
                        End-to-End Digital Process: From registration to contract signing
                    
                                    
                        
                        Secure E-Signature Documentation
                    
                                    
                        
                        Open API Support
                    
                                    
                        
                        Integration with Popular Accounting Software
                    
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