{"id":2284,"date":"2021-09-15T16:53:00","date_gmt":"2021-09-15T13:53:00","guid":{"rendered":"https:\/\/lwo.by\/convenience-and-savings-with-the-mobile-service\/"},"modified":"2025-04-11T15:56:36","modified_gmt":"2025-04-11T12:56:36","slug":"convenience-and-savings-with-the-mobile-service","status":"publish","type":"post","link":"https:\/\/lwo.by\/en\/convenience-and-savings-with-the-mobile-service\/","title":{"rendered":"Convenience and savings with the mobile service"},"content":{"rendered":"\n<p><p class=\"\" data-start=\"0\" data-end=\"140\"><strong data-start=\"0\" data-end=\"37\">Top 10 Reasons to Install Oplati\u2122<\/strong><br data-start=\"37\" data-end=\"40\"\/>If you value comfort and savings, download Oplati\u2122 for free on your smartphone and start using it!<\/p><br\/><p class=\"\" data-start=\"142\" data-end=\"298\">Developed by the Belarusian IT company LWO and issued by Belinvestbank, this app has already been installed by over 500,000 Belarusians and foreign users.<\/p><br\/><p class=\"\" data-start=\"300\" data-end=\"532\">Oplati\u2122 is a mobile payment system based on electronic money stored in the user\u2019s digital wallet. The actual funds are held securely in a bank and protected by the state. Access is provided through a mobile app on your smartphone.<\/p><br\/><p class=\"\" data-start=\"534\" data-end=\"685\">What makes the service stand out is its security and convenience. You can top up your digital wallet from any bank card\u2014without fees or hidden charges.<\/p><\/p>\n\n<p><strong>1. Easy fare payment<\/strong><\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-5-1024x576.png\" alt=\"\" class=\"wp-image-958\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-5-1024x576.png 1024w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-5-300x169.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-5-768x432.png 768w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-5.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Everything is secure and reliable. Buying a ticket is quick and easy. After boarding, the passenger simply uses the Oplati\u2122 app on their smartphone to scan the QR code displayed inside the vehicle. The e-ticket instantly appears on the screen and contains all the necessary details: ticket number, vehicle number, its assigned bus depot, date and time of purchase, and the fare.<br\/><br\/>The ticket is stored in the \u201cMy Tickets\u201d section of the app and can be shown to the inspector at any time. In Minsk, it\u2019s also possible to purchase a ticket by entering the bus\u2019s fleet number. In some cities, transport companies offer different types of travel passes through the app\u2014another convenient and in-demand feature.<br\/><br\/>In total, more than 12 million tickets and over 25,000 electronic travel passes have been sold via Oplati\u2122 across Belarus. In the capital alone, around 20,000 public transport passengers purchase QR e-tickets every day. The system is also actively used for minibus rides throughout the country. Once you\u2019ve installed the Oplati app, you can buy QR tickets in any city in Belarus.<\/p>\n\n<p><strong>2. Save money when shopping<\/strong><\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-6-1024x575.png\" alt=\"\" class=\"wp-image-960\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-6-1024x575.png 1024w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-6-300x168.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-6-768x431.png 768w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-6.png 1380w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p><p class=\"\" data-start=\"0\" data-end=\"278\">Oplati\u2122 offers access to partner promotions and extra discounts on top of store loyalty programs. Paying by QR is a smart choice for shoppers\u2014some major supermarket chains and retail networks offer up to 10% savings when you pay with Oplati\u2122.<\/p><br\/><p class=\"\" data-start=\"280\" data-end=\"382\">All promotions and partner projects are listed on our official social media pages and at o-plati.by.<\/p><br\/><p class=\"\" data-start=\"384\" data-end=\"591\">Plus, it\u2019s hygienic\u2014no need to handle cash or cards. You control your own smartphone, with no unnecessary contact with shared surfaces. All your receipts and loyalty cards are stored conveniently in one app.<\/p><\/p>\n\n<p>There are currently two ways to pay for purchases in stores using the Oplati\u2122 app. In the first scenario, you show your personal QR code and the cashier scans it. In the second, you scan the store\u2019s QR code at checkout, and the cashier provides a confirmation code for the payment. Both options are simple and convenient.  <br\/><br\/>More than 20,000 checkout points across the country accept payments through Oplati\u2122.  <br\/><br\/>For those who have tried the NFC contactless payment feature, it\u2019s even easier\u2014you can pay with your smartphone at any terminal worldwide that accepts standard card payments.<\/p>\n\n<p><strong><span class=\"_fadeIn_4f9by_7\">3<\/span><span class=\"_fadeIn_4f9by_7\">. <\/span><span class=\"_fadeIn_4f9by_7\">Refuel <\/span><span class=\"_fadeIn_4f9by_7\">right <\/span><span class=\"_fadeIn_4f9by_7\">at <\/span><span class=\"_fadeIn_4f9by_7\">the <\/span><span class=\"_fadeIn_4f9by_7\">pump<\/span><\/strong><\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-7-1024x575.png\" alt=\"\" class=\"wp-image-962\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-7-1024x575.png 1024w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-7-300x168.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-7-768x431.png 768w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-7.png 1380w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Refueling your car without stepping away from the pump\u2014that\u2019s a dream for many drivers, especially women during bad weather or when there are small children in the car. With Oplati\u2122, that dream becomes reality.<br\/><br\/>Just scan the QR code on the fuel pump, fill up your tank, and pay instantly through the app. It\u2019s quick, easy, and contactless.<br\/><br\/>This service is available at <em>A-100<\/em> and <em>Belorusneft<\/em> gas stations nationwide, and in Minsk, also at <em>United Company<\/em> stations\u2014where you can both refuel and pay for a car wash using QR.<\/p>\n\n<p>4. Send money with one click\u2014no fees, no charges<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-8-1024x576.png\" alt=\"\" class=\"wp-image-964\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-8-1024x576.png 1024w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-8-300x169.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-8-768x432.png 768w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-8.png 1380w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Ever gone to the store and realized you forgot your wallet with all your cash and cards? With Oplati\u2122, that\u2019s no longer a problem. You can request money from family or friends and receive it instantly\u2014just like a regular message in the chat.<br\/><br\/>This is another unique feature of the Oplati\u2122 mobile service, and it\u2019s completely free\u2014no commissions or extra fees.<br\/><br\/>It\u2019s also super handy for pooling money with your spouse, friends, or in a parents\u2019 group using the \u201cShared Wallet\u201d feature. You can see who contributed, when, and how the funds were spent.<br\/><br\/>Plus, the e-wallet lets you transfer funds from one card to another, or combine money from multiple bank accounts\u2014all without any fees.<\/p>\n\n<p><strong>5. Earn rewards while you shop with Oplati\u2122<\/strong><\/p>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"870\" height=\"486\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-9.png\" alt=\"\" class=\"wp-image-966\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-9.png 870w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-9-300x168.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-9-768x429.png 768w\" sizes=\"auto, (max-width: 870px) 100vw, 870px\" \/><\/figure>\n\n<p><p class=\"\" data-start=\"0\" data-end=\"81\"><strong>The &#8220;Generous Trio&#8221; promo from the Oplati\u2122 mobile service has already launched!<\/strong><\/p><br\/><p class=\"\" data-start=\"83\" data-end=\"180\"><strong>Get 3 rubles credited to your wallet for your first purchase at each participating sales point!<\/strong><\/p><br\/><p class=\"\" data-start=\"182\" data-end=\"201\"><strong>You spend \u2014 we pay!<\/strong><\/p><\/p>\n\n<p><strong>Terms of the Promotional Campaign:<\/strong><\/p>\n\n<p><p class=\"\" data-start=\"0\" data-end=\"52\"><strong data-start=\"0\" data-end=\"50\">How to Take Part in the \u201cGenerous Trio\u201d Promo:<\/strong><\/p><br\/><br\/><ol data-start=\"54\" data-end=\"409\">&#13;\n \t<li class=\"\" data-start=\"54\" data-end=\"95\">&#13;\n<p class=\"\" data-start=\"57\" data-end=\"95\"><strong data-start=\"57\" data-end=\"69\">Download<\/strong> the Oplati\u2122 mobile app.<\/p>&#13;\n<\/li>&#13;\n \t<li class=\"\" data-start=\"96\" data-end=\"247\">&#13;\n<p class=\"\" data-start=\"99\" data-end=\"247\"><strong data-start=\"99\" data-end=\"134\">Find the list of promo partners<\/strong> in your region on the official Instagram page \u2014 <a class=\"\" href=\"https:\/\/www.instagram.com\/oplati_official\" target=\"_new\" rel=\"noopener\" data-start=\"183\" data-end=\"244\">@oplati_official<\/a>.<\/p>&#13;\n<\/li>&#13;\n \t<li class=\"\" data-start=\"248\" data-end=\"409\">&#13;\n<p class=\"\" data-start=\"251\" data-end=\"409\"><strong data-start=\"251\" data-end=\"276\">Make a payment via QR<\/strong> at any of the listed participating stores during the promo period and receive <strong data-start=\"355\" data-end=\"364\">3 BYN<\/strong> to your wallet for your <em data-start=\"389\" data-end=\"408\" data-is-only-node=\"\">first purchase!<\/em>*<\/p>&#13;\n<\/li>&#13;\n<\/ol><br\/><p class=\"\" data-start=\"411\" data-end=\"612\">* <em data-start=\"414\" data-end=\"612\" data-is-last-node=\"\">Exceptions apply: purchases of alcoholic beverages (including low-alcohol drinks and beer), tobacco products, medicines, as well as payments via NFC or virtual card are not eligible for the bonus.<\/em><\/p><\/p>\n\n<p><strong>Important!<\/strong><\/p>\n\n<p><p class=\"\" data-start=\"0\" data-end=\"74\">The promotional campaign <strong data-start=\"25\" data-end=\"44\">\u201cGenerous Trio\u201d<\/strong> will run <strong data-start=\"54\" data-end=\"73\">every two weeks<\/strong>.<\/p><br\/><br\/><ul data-start=\"76\" data-end=\"451\" data-is-last-node=\"\" data-is-only-node=\"\">&#13;\n \t<li class=\"\" data-start=\"76\" data-end=\"261\">&#13;\n<p class=\"\" data-start=\"78\" data-end=\"261\">A <strong data-start=\"80\" data-end=\"118\">new list of participating partners<\/strong> will be published <strong data-start=\"137\" data-end=\"162\">every Monday at 10:00<\/strong> on the official Instagram account <a class=\"\" href=\"https:\/\/www.instagram.com\/oplati_official\" target=\"_new\" rel=\"noopener\" data-start=\"197\" data-end=\"258\">@oplati_official<\/a>.<\/p>&#13;\n<\/li>&#13;\n \t<li class=\"\" data-start=\"262\" data-end=\"379\">&#13;\n<p class=\"\" data-start=\"264\" data-end=\"379\">Each promo round is valid from <strong data-start=\"295\" data-end=\"331\">10:00 Monday of the current week<\/strong> until <strong data-start=\"338\" data-end=\"376\">23:59 Sunday of the following week<\/strong>.<\/p>&#13;\n<\/li>&#13;\n \t<li class=\"\" data-start=\"380\" data-end=\"451\">&#13;\n<p class=\"\" data-start=\"382\" data-end=\"451\">Don\u2019t miss your chance to earn cashback at new locations every round!<\/p>&#13;\n<\/li>&#13;\n<\/ul><\/p>\n\n<p>If a single partner has <strong>multiple sales points<\/strong>, participants can receive a <strong>separate reward<\/strong> for the <strong>first transaction at each individual location<\/strong> listed.<br\/><br\/>Additionally, <strong>all payments made within the Oplati\u2122 app<\/strong> (such as through the <strong>\u201cCatalog\u201d<\/strong> or <strong>\u201cEntertainment\u201d<\/strong> sections), as well as purchases in <strong>partner online stores<\/strong>, are <strong>counted as a single sales point<\/strong> for the promo.<br\/><br\/>All cashback rewards will be <strong>credited on the 2nd business day<\/strong> following the end of the promo period, <strong>by 18:00<\/strong>, to the user\u2019s <strong>electronic wallet<\/strong> in the Oplati\u2122 mobile app.<br\/><br\/>You can view the reward in your <strong>wallet transaction history<\/strong>, and the bonus funds can be used <strong>freely at your discretion<\/strong>.<\/p>\n\n<p>To receive the reward, simply make your first payment at any of the listed locations.  <br\/><br\/>Ten first-time payments = 30 BYN in bonuses! <br\/><br\/>The more unique locations you visit from the partner list, the more cashback you earn \u2014 it\u2019s that simple!<\/p>\n\n<p><strong>Follow <a href=\"https:\/\/www.instagram.com\/oplati_official\">@oplati_official<\/a> on Instagram to shop and earn!<\/strong><br\/><br\/>A fresh list of participating sales points for each region is published <strong>every two weeks on Mondays<\/strong>. Don\u2019t miss out \u2014 stay updated and make your purchases count!<\/p>\n\n<p><strong>6. With Oplati\u2122, you can win your own home in Minsk and high-value prizes!<\/strong><\/p>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"870\" height=\"486\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-10.png\" alt=\"\" class=\"wp-image-968\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-10.png 870w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-10-300x168.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-10-768x429.png 768w\" sizes=\"auto, (max-width: 870px) 100vw, 870px\" \/><\/figure>\n\n<p><h6 class=\"sr-only\"><strong style=\"font-size: 16px;\" data-start=\"0\" data-end=\"100\">All Oplati\u2122 app users are automatically entered into the promotional game \u201cDream with Oplati 3\u201d!<\/strong><\/h6><\/p>\n\n<p>Capital apartments in the prestigious Minsk World residential complex and other amazing prizes are up for grabs \u2013 Xiaomi electric scooters, Alisa smart stations, and JBL 1000W sound systems.<br\/>Just make purchases through the Oplati\u2122 app and keep your money in your e-wallet.<br\/>For more details on how to participate, visit o-plati.by.<\/p>\n\n<p>Maybe the next lucky winner is you!<\/p>\n\n<p><strong>7. Invite friends \u2014 get 5 BYN!<\/strong><br\/>Invite your friends to the Oplati\u2122 mobile app and get 5 BYN to your wallet for each one!<br\/>More friends \u2014 more money in your account!<\/p>\n\n<p><strong>What do you need to do?<\/strong><br\/><ol>&#13;\n \t<li>Download the Oplati\u2122 app and register.<\/li>&#13;\n \t<li>Invite a friend by sending your personal referral link from your profile via any messenger, email, or SMS.<\/li>&#13;\n \t<li>If your friend installs the Oplati\u2122 app and successfully registers, you\u2019ll receive 5 BYN to your electronic wallet!<\/li>&#13;\n<\/ol><\/p>\n\n<p>Invite as many people as you like \u2014 get a bonus for each one!<br\/>Got 100 friends? Get 500 BYN!<br\/>More details about the offer are available at <a href=\"https:\/\/o-plati.by\/\">o-plati.by<\/a>.<\/p>\n\n<p><strong>8. &#8220;Stay on Trend!&#8221;: Order at a caf\u00e9 without a waiter<\/strong><\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-11-1024x575.png\" alt=\"\" class=\"wp-image-970\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-11-1024x575.png 1024w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-11-300x168.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-11-768x431.png 768w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-11.png 1380w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Scan the QR code on the table, place your order in the Oplati\u2122 mobile app, and pay instantly!<br\/><br\/>The convenience of a mobile waiter is already available in select caf\u00e9s connected to the Oplati\u2122 service.<br\/>An introvert\u2019s dream \u2014 no unnecessary interaction, no flipping through paper menus, no contact with staff.<br\/><br\/>The app provides detailed descriptions and pricing for every dish.<br\/>It\u2019s also a stylish way to impress \u2014 imagine placing a sleek, high-tech order on a date!<br\/><br\/>For businesses, it\u2019s next-level hospitality and a smart way to save on resources.<\/p>\n\n<p><strong>9. Business: Save three times!<\/strong><\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"http:\/\/lwo.by\/app\/uploads\/2025\/03\/image-12-1024x575.png\" alt=\"\" class=\"wp-image-974\" srcset=\"https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-12-1024x575.png 1024w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-12-300x168.png 300w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-12-768x431.png 768w, https:\/\/lwo.by\/app\/uploads\/2025\/03\/image-12.png 1380w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>For businesses, the Oplati\u2122 service means direct savings.<br\/>Merchant acquiring fees average just <strong>0.45%<\/strong> of the transaction amount.<br\/>All you need to accept payments is a <strong>smartphone or a scanner at the checkout<\/strong> \u2014 no need for expensive terminals.<br\/><br\/>The service also supports integration with <strong>online stores<\/strong>, <strong>loyalty programs<\/strong>, and <strong>dozens of POS solutions<\/strong> for retail, caf\u00e9s, and hotels.<br\/><br\/>To connect with Oplati\u2122, simply submit a request on the website <a href=\"https:\/\/www.o-plati.by\/\">www.o-plati.by<\/a> in the \u201cBusiness\u201d section \u2014 you\u2019ll be contacted within 15 minutes and can start accepting QR payments shortly after.<br\/><br\/>There\u2019s also a <strong>support channel<\/strong> on the site where you can submit inquiries for free and get quick help.<br\/>If a large company needs custom features, those can be discussed and implemented individually.<\/p>\n\n<p>By using the Oplati\u2122 service, entrepreneurs can also save money. When accepting payments through the Oplati\u2122 system, they pay only <strong>0.45%<\/strong>, compared to the <strong>2\u20133\u20135%<\/strong> typical for card payments. At the same time, this remains a <strong>non-cash form of payment<\/strong> for goods and services, just like card acquiring.<br\/><br\/>There\u2019s even more potential for savings when it comes to receiving personal income as a sole proprietor or transferring dividends. Transferring personal funds from a business account to an Oplati\u2122 <strong>e-wallet is completely free<\/strong>!<br\/><br\/>From the e-wallet, the entrepreneur can then pay for purchases in <strong>stores and caf\u00e9s<\/strong>, <strong>shop online<\/strong>, or even <strong>refuel their car via QR<\/strong>, just like any other user.<\/p>\n\n<p><strong>10. Pay safely with Oplati\u2122 anywhere in the world!<\/strong><\/p>\n\n<p>With the Oplati\u2122 service, you can get a tokenized MasterCard (currently Gold only) to use via your phone\u2019s wallet at millions of NFC-enabled terminals around the world. There\u2019s no risk of fraudsters withdrawing money from the card \u2014 because there\u2019s no money stored on it. At the moment of payment, funds are transferred to the card from your electronic wallet.<\/p>\n\n<p>You can learn about all the features of the Oplati\u2122 mobile service on the official website o-plati.by, the Oplati\u2122 YouTube channel, and the app\u2019s social media pages!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Top 10 Reasons to Install Oplati\u2122If you value comfort and savings, download Oplati\u2122 for free on your smartphone and start&hellip;<\/p>\n","protected":false},"author":7,"featured_media":973,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-2284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Convenience and savings with the mobile service - 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